Latest News
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Debt Ceiling Deadlines, Defaults, and Downgrades
05-22-2023 |The debt ceiling is making news again. Will Congress raise it? Will the U.S. make history by defaulting on our government debt? If it seems like this a story you’ve heard before, that’s because it is. Over the past decade, there have been seven occasions where we’ve seen negotiations (or lack thereof) over the debt ceiling come uncomfortably close to Congress’s deadline to act. According to the U.S. Department of the Treasury, since 1960, Congress has acted 78 separate times to permanently raise, temporarily extend or revise the definition of the debt limit.... Read More
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You’re Maxing Out Your 401(k). Should You Invest After-Tax in an IRA?
05-11-2023 |If you are maxing out your 401(k) plan, investing after-tax in an IRA may be worth considering. While the contribution won't be tax-deferred, it will still grow tax-free. Plus, it can provide an additional source of income in retirement. And since you contributed with after-tax dollars, you can withdraw them tax-free, and only the growth will be taxed in retirement. This gives you some control over your investment income.... Read More
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How Do You Create Lasting Wealth?
05-04-2023 |For most people, steady, ongoing work is the foundation of their wealth. Career success and a good salary, or building and growing your own business, is the means to a lifestyle you enjoy now and the promise of a stable financial future.... Read More
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What is Financial Capability? And Are You Financially Capable?
04-26-2023 |April is Financial Capability Month, an initiative that started in 2004 as "Financial Literacy" and has evolved over the last 20 years. The rebrand reflects a trend of taking a more active approach to finances and a focus on having more control over decision-making as you move through your financial journey.... Read More
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What Differentiates Mutual Funds, Exchange-Traded Funds, and Hedge Funds?
04-25-2023 |Let’s start with mutual funds, one of the oldest and most common ways that people invest. Here’s how the Securities and Exchange Commission (SEC) defines, one of the oldest and most common ways that people invest, mutual funds: ... Read More
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What On Earth Do All These Bond Terms Mean?
04-24-2023 |One common frustration investors have is dealing with all the Bond terms and jargon used in the financial industry. Ever hear two Wall Street types talking? It can be like listening to a bad episode of Star Trek! ... Read More
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What’s The Difference Between All These Types Of Bonds?
04-24-2023 |When you buy bonds, you are lending money to the issuer – generally a company or government. In return, the issuer promises to pay you a specified rate of interest on a regular basis, and then repay the principal when the bond matures after a set period of time. ... Read More
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How Do I Know Which Investment Options Are Right For Me?
04-24-2023 |When it comes to this investment question, I have good news and bad news. ... Read More