Category Archives: Personal Finance

  • Are Consumers Finally Going to See Price Decreases?

    Inflation has had a significant impact on consumers over the past 12 months, leading to rising consumer prices for goods and services. This has resulted in increased costs for everyday necessities. Making it more challenging for consumers to maintain their purchasing power and meet their financial needs ... Read More

  • Social Security Strategies for Married Couples

    Have you thought about what age you will claim social security benefits? As you get closer to retirement, it’s surprising how that question can be a real conversation starter. Social security may not provide the lion's share of your retirement income, but it’s a key piece of the retirement puzzle because it’s predictable income with tax advantages. ... Read More

  • Financial Wellness Is Wellness

    Wellness, in all its many facets, is increasingly becoming part of daily life. It's a holistic, whole-life approach that involves optimizing our physical, mental and emotional fitness. The goal is to have a healthy, fulfilling, active life with joyful relationships and experiences. Taking time for self-care and accessing resources to help you are all popular methods to achieve wellness. What's often missing is the financial dimension. Even worse, finances may be seen as in opposition to achieving wellness, as a scarcity or saving mindset may mean making sacrifices rather than choices ... Read More

  • Delving into Leverage: A Closer Look at its Impact on Fund Risk

    Leverage plays a significant role in shaping the risk profile of funds. Understanding how leverage can add risk to a fund and why it is utilized is crucial for investors seeking to make informed decisions. In this article, we will delve into the intricacies of leverage and its impact on fund risk, providing a comprehensive guide for investors looking to navigate the complexities of this important investment strategy. With a focus on providing expert insights and attention to detail, we aim to equip investors with the knowledge necessary to make sound investment choices ... Read More

  • The Art of Balancing: Evaluating and Adjusting Mutual Fund Overlap in Your Portfolio

    When it comes to building a diversified investment portfolio, one important factor to consider is mutual fund overlap. This occurs when different mutual funds in your portfolio hold a significant number of the same securities. While some overlap is inevitable and even desirable, excessive overlap can lead to increased risk and reduced diversification benefits. In this blog post, we will explore how to evaluate mutual fund overlap in your portfolio and provide insights on how to optimize your investments for better risk-adjusted returns ... Read More

  • Investing Beyond Stocks: How to Diversify Your Portfolio for Long-Term Growth

    It's often said that diversification is key. While individual stocks can offer growth potential, they also come with a great deal of risk. One way to minimize that risk and increase the potential for long-term growth is to diversify your portfolio beyond stocks. In this article, we'll explore various investment options that can help you achieve a diversified portfolio, allowing you to spread your risk and optimize your investment strategy. Whether you're a seasoned investor or just starting, this guide will provide valuable insights on how to diversify your portfolio for long-term growth ... Read More

  • Unlocking the Potential: Exploring the Advantages of ETFs vs Mutual Funds

    In the world of investing, Exchange-Traded Funds (ETFs) and Mutual Funds have gained significant popularity as investment vehicles. When it comes to ETFs vs Mutual Funds, both offer investors the opportunity to diversify their holdings and participate in financial markets. However, understanding the advantages of ETFs versus Mutual Funds is crucial for informed decision-making. In this article, we will explore the distinct benefits that ETFs bring to the table and how they compare to Mutual Funds. Whether you are a seasoned investor or just starting, unlocking the potential of ETFs can be a game-changer in achieving your financial goals ... Read More

  • Planning Your Finances When You’re in the Sandwich Generation

    Everyone likes a good sammie – they can be delicious and convenient. But when you're the filling, it's a different story. A recent survey by the Pew Research Center found that more than 50% of adults in their 40s have both a parent over 65, and are raising a child under age 18, or have financially helped an older child in the past year ... Read More

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