Category Archives: Market and Economy Insights

  • What Really Drives the Stock Market: Understanding Beyond Presidential Elections

    The stock market is often perceived as a barometer of a country's economic health and political stability. While presidential elections can cause short-term volatility, they are not the main drivers of stock market performance. Instead, a combination of economic fundamentals, corporate earnings, and global events play more significant roles in shaping market trends. This article explores these factors and demystifies the impact of presidential elections on the stock market ... Read More

  • Navigating High Interest Rates: A Guide For Investors

    High interest rates can have a significant impact on investors' financial decisions. Understanding how to navigate these rates is crucial for making informed investment choices. In today's blog post, we will examine the effects of high interest rates on investors and provide some tips on how to navigate this challenging environment, recognizing that interest rates, while remaining high, are forecasted to decline over the next few years ... Read More

  • Harnessing the Power of Compounding

    When it comes to building long-term wealth for retirement, we believe compounding returns on your investments will help you achieve your retirement and financial goals. Compounding is the process by which an investment generates earnings, which are then reinvested to generate even more earnings in the future ... Read More

  • Are We Heading Toward A Recession Right Now?

    Are we heading toward a recession? Before we answer that question, let’s first define what a recession is. In economics, a recession is a contraction in the business cycle that occurs when there is a general decline in economic activity. ... Read More

  • U.S. Treasury Yields Hit 15-Year High

    Interest rates have risen dramatically over the past year as the Federal Reserve has raised borrowing rates to slow our economy in an attempt to curb inflation. An economic slowdown, an unaffordable housing market with 30-year mortgages now approaching 8%, and a weakened labor market are all consequences of these higher interest rates ... Read More

  • Debt Ceiling Deadlines, Defaults, and Downgrades

    The debt ceiling is making news again. Will Congress raise it? Will the U.S. make history by defaulting on our government debt? If it seems like this a story you’ve heard before, that’s because it is. Over the past decade, there have been seven occasions where we’ve seen negotiations (or lack thereof) over the debt ceiling come uncomfortably close to Congress’s deadline to act. According to the U.S. Department of the Treasury, since 1960, Congress has acted 78 separate times to permanently raise, temporarily extend or revise the definition of the debt limit ... Read More

  • What Differentiates Mutual Funds, Exchange-Traded Funds, and Hedge Funds?

    Let’s start with mutual funds, one of the oldest and most common ways that people invest. Here’s how the Securities and Exchange Commission (SEC) defines, one of the oldest and most common ways that people invest, mutual funds: ... Read More

  • Why Is The Price Of The Dow So Much Higher Than The S&P 500?

    Before we get started, do me a favor. Pick up your phone or go to your computer. Open your internet browser and search for “S&P 500.” The first result will show the current price of the index. Make a note of the number. Next, search for “Dow Jones.” ... Read More

Get Updates: